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Rate is accurate as of 1/1/23 and is subject to change without notice.The minimum deposit required to open the account is $25. MyChoice Plus Checking With Interest: The Annual Percentage Yield (APY), accurate as of 03/01/23, is 0.01% for balances of $1 or greater. The minimum balance to obtain the APY is $1. Fees could reduce earnings on the account. Interest is compounded daily and paid monthly.New card members will receive a sign-up bonus of $300 cash in statement credit after spending $3,000 on purchases within the first 90 days. The $300 bonus cash is equivalent to 10% cash back on your first $3,000 purchases.BMO Bank Promotions of September 2023: $60, $300, $500 Checking, Business Bonuses (Nationwide) – Ends 9/15/23. Find new BMO Bank promotions, bonuses, and offers here. 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